PRIVACY POLICY

Smarter Me Pte. Ltd. (“Smarter Me”) takes your privacy very seriously. We ask that you read this privacy policy (the “Policy”) carefully as it contains important information about what to expect when Smarter Me collects personal information about you and how Smarter Me will use your personal data. By using the Site, you agree to the terms of this policy. This Privacy Policy was last updated on December 31, 2016.

1. Information collected from all visitors to the Site

1.1. We will obtain personal data about you when you visit the Site. When you visit us,we may
monitor the use of this Site through the use of cookies and similar tracking devices. For example,
we may monitor and collect information about the number of times you visit our Site or which
pages you go to. This information helps us to build a profile of our users. Some of this data will
be aggregated or statistical,which means that we will not be able to identify you individually.
Please see further the section on “Our Use of Cookies” below.

1.2. When you sign up an account with use, we may collect, store and use information:
  1.2.1. That you provide when completing your profile on the Site;
  1.2.2. That you provide when using the Site or that is generated in the course of the use of the Site
  1.2.3. Relating to purchases you make; or
  1.2.4. Contained in or relating to any communication that you send to us or through the Site.

2. Our use of cookies

Cookies are text files placed on your computer to collect standard Internet log information and visitor
behaviour information. The information is used to track visitor use of the Site and to compile statistical
reports on Site activity. For further information about cookies visit www.aboutcookies.org or
www.allaboutcookies.org. You can set your browser not to accept cookies and the above websites tell
you how to remove cookies from your browser. However, in a few cases some of our Site features
may not function if you remove cookies from your browser.

3. Use of personal information

3.1. Smarter Me may use the information collected for a variety of purposes, primarily related to
providing and improving the quality of our products and services. For example, we may use the
information collected in the following ways:
  3.1.1. Providing, administering, and facilitating your use of the Site, including the display of
  customized content and/or targeted advertising;
  3.1.2. Notifying you of Lessons, new services, features, promotions, enhancements, and updates,
  including through newsletters;
  3.1.3. Keeping you informed of your Lessons, including comments or notifications from
  Instructors;
  3.1.4. Marketing our products and/or services to you;
  3.1.5. Handling or responding to customer support questions, issues or disputes;
  3.1.6. Processing or fulfilling your request(s) and/or order(s) for Lessons, products, services,
  information or features;
  3.1.7. Enabling User-to- User communication and interaction and soliciting input and feedback to
  improve User experience;
  3.1.8. Identifying, researching, and protecting against any actual, potential or threatened misuse,
  unauthorized use, or unwanted use of the Site;
  3.1.9. Analyzing trends and User traffic;
  3.1.10. Tracking purchases and usage information;
  3.1.11. Asking you to participate in reviews, ratings and surveys; or
  3.1.12. As Smarter Me, in our sole discretion, otherwise determine to be necessary or required to
  ensure the safety and/or integrity of our Users, employees, third parties, members of the
  public, and/or our Site.

3.2. By submitting your email to the Site, you consent to the use of that email as set out in this policy.
You can always opt out of any email correspondences at a later date by clicking “unsubscribe” at
the bottom of the email.

4. Payment information

4.1. If you make any purchases, provide any Lessons or otherwise utilise any other services provided
through our Site, we may collect certain payment and/or billing information in relation to such
activity which may include your name, mailing address, billing address, credit card or bank
account information (the “Payment Information”). You may also be required to provide such
Payment Information directly to our payment processing partner as may be required for the
purposes of processing payments related to the provision of services provided through the Site.
If we collect the Payment Information, we will not use the Payment Information we collect except
as may be required in relation to the provision of services provided through the Site, including
without limitation, to fulfil your purchase, facilitate the provision of a Lesson or otherwise facilitate
payments from you to us (or vice-versa) and/or communicate with you regarding your
transaction.

4.2. Smarter Me uses Braintree as our payment processing partner. You may refer to Braintree’s
privacy policy at https://www.paypal.com/sg/webapps/mpp/ua/privacy-full.

5. How we protect your information

We are committed to maintaining the security of personal information. We have put in place
appropriate security procedures and technical and organisational measures to safeguard your
personal information such as using an SSL certificate for our website.

6. Non-disclosure

6.1. We do not sell, trade, or otherwise transfer to third parties your personally identifiable
information. This does not include trusted third parties who assist us in operating our website,
conducting our business, or servicing you, as long as these parties agree to keep this
information confidential. We may also release your personal information to the extent we are
required to do so by law, in connection with any ongoing or prospective legal proceedings, or
when we believe release is appropriate to enforce our site policies, or protect ours and
others’ rights, property, or safety. However, non personally identifiable visitor information may be
provided to other parties for marketing, advertising, or other uses.

6.2. If Smarter Me’s business is sold or integrated with another business, your details may be
disclosed to our advisers and any prospective purchasers and their advisers and will be passed
on to the new owners of the business.

7. Links to other websites

Our Site may contains links to other websites. This privacy policy only applies to this website so when
you link to other websites you should read their own privacy policies.

8. Changes to Privacy Policy

We keep our privacy policy under regular review. If we change our privacy policy we will post the
changes on this page, and place notices on other pages of the Site, so that you may be aware of the
information we collect and how we use it at all times.

9. Updating and correcting your information

We want to ensure that your personal information is accurate and up to date. If any of the information
that you have provided to Smarter Me changes, please let us know the correct details by sending an
email to hello@smarter.me. You may ask us, or we may ask you, to correct information you or we
think is inaccurate, and you may also ask us to remove information which is inaccurate.

10. How to contact us

We welcome your views about our Site and our privacy policy. If you would like to contact us with any
queries or comments please send an email to [hello@smarter.me] or send a letter to Smarter Me Pte.
Ltd. at 1093 Lower Delta Road #05-07/08, Singapore 169204.